Get the Latest Smartphones with AT&T Installment

AT&T Installment and AT&T Installment with Next Up take the retail price of your new smartphone and spread it across small monthly payments.

AT&T Installment

  • Finance your smartphone with no interest for 30 months. Devices may be paid off early, but early trade-in-upgrade is not an option.

AT&T Installment with Next Up

  • Finance your smartphone with no interest for 30 months. On the Next Up plan, you pay $5 per month to have the option to upgrade your device early (when 50% of the payments have been made). Devices may also be paid off early with no penalty.

 

 

About AT&T Installment Plans

Compare your options and learn more about the AT&T Installment Plans.

Compare installment plan options

AT&T Installment Plan:

  • Trade-in eligible: No.
  • Device installments: Sales price (less any down payment) is divided into 30 roughly equal monthly payments.
  • Finance charge: None (0% APR).
  • Down payment: May be required. Currently a percentage of the device cost ranging from 15% to 80% or a flat dollar amount that ranges from $200 to $1,400 (subject to change and could be higher).
  • Early payoff: You can pay off your installment plan early.

AT&T Installment Plan with Next Up:

  • Trade-in eligible: Yes.
  • Device installments: Sales price (less any down payment) is divided into 30 roughly equal monthly payments.
  • AT&T Next Up upgrade feature: Separate $5.00 per month (does not apply toward the installment balance owed on your device).
  • Finance charge: None (0% APR).
  • Down payment: May be required. Currently a percentage of the device cost ranging from 15% to 80% or a flat dollar amount that ranges from $200 to $1,400 (subject to change and could be higher).
  • Trade-in and upgrade requirements: Pay at least 50% of device price. ($5.00 per month Next Up not applied to device price.) AT&T Next Up upgrade feature must be active at time of upgrade. Account must be in good standing and smartphone must be returned in good physical and fully functional condition. Must purchase a qualifying device on a qualifying installment plan with agreement and qualifying service. Eligibility and upgrade restrictions apply. See details below.
  • AT&T Next Up cancellation: You can cancel the Next Up upgrade feature at any time. See att.com/next and your Retail Installment Agreement for important details.
  • Prepaying to upgrade: You can pay a lump sum amount to reach 50% of the device price earlier in order to upgrade with eligible trade-in. Tell service representative or perform online.
  • Early payoff: You can pay off your installment plan early.